Privacy Policy
Effective Date: April 2, 2026
1. Information We Collect
To provide insurance quotes and coverage, we collect:
- Business name, location, and ownership information
- Contact details (email, phone, address)
- Industry classification and business operations
- Revenue, number of employees, and payroll information
- Claims history and current insurance status
- Payment and billing information (processed securely)
- Website analytics and browsing behavior
2. How We Use Your Information
We use your information to:
- Generate accurate insurance quotes
- Process and manage your coverage
- Assess risk and underwrite policies
- Communicate about your accounts and policies
- Improve our website and services
- Comply with legal and regulatory requirements
- Prevent fraud and unauthorized access
3. How We Share Your Information
We do not sell or trade your business information. We may share data with:
- Insurance carriers and underwriters for quote and policy purposes
- Reinsurance companies as required for coverage
- Service providers (payment processors, legal advisors, IT support)
- Government agencies when legally required
- Fraud prevention organizations and loss prevention networks
4. Cookies and Tracking
Our website uses cookies to remember your preferences, improve functionality, and analyze site usage. These help us understand how you use our services. You can manage cookies through your browser, but disabling them may affect your experience.
5. Your Privacy Rights
Under New Jersey and federal privacy laws, you have the right to:
- Request access to information we hold about your business
- Request correction of inaccurate information
- Request deletion of your information where permitted by law
- Opt out of certain marketing communications
- Receive your data in portable format
To exercise these rights, contact us at hello@insuremybiz123.com or 732-484-3000.
6. Data Security and Compliance
We implement comprehensive security measures including encryption, firewalls, secure servers, and restricted access controls. We comply with industry standards and insurance regulations. However, no system is completely secure. We encourage strong passwords and prompt reporting of any suspicious activity.
7. Children's Privacy (COPPA)
Our services are for business owners and adults only, not children under 13. We do not knowingly collect information from children. If we learn that a child has submitted information, we will delete it immediately. Parents or guardians may request removal by contacting us.
8. Changes to This Policy
We may update this policy as our practices evolve. Changes will be posted with an updated effective date, and your continued use of our services indicates your acceptance.
9. Contact Us
For privacy questions or data requests:
- Email: hello@insuremybiz123.com
- Phone: 732-484-3000
- Location: New Jersey, USA